Do you have pocket money baby? That shouldn\'t give him money? Baby will build on money? Did he know how to take care of their own accounts? Don\'t think these issues early in such an economy and society, the baby is timely FQ (financial literacy) education is unusual.
Click on the FQ
▲ FQ (Finacial Quotient), that is, financial literacy, is a person in respect of financial intelligence, is the financial intelligence.
▲ Financial literacy includes the ability to both: one is the ability to correctly understanding money and money rules; the second is the ability to correct application law of money and money.
▲ Of the importance of financial literacy education, does not mean that naked pursuit of money. Although many people have a high level of education, but lack some of the most basic knowledge of financial management. Therefore most of the time, we are not short of money but the absence of a financial concept.
▲ Financial literacy education\'s fundamental purpose is to let people be free, cannot become a slave to money. Financial management is a must have children later in life and his career one of the most important capabilities, this ability should be starting from the early childhood stage, held earlier, the effect is better, or will be very passive.
Financial management, is in itself a very abstract concept, and how to apply these obscure concepts into our baby sounds seems to be a very difficult thing. In fact, any concept has its specific manifestations, money as well. And this expression materialized, is what we call FQ education. How the baby is to implement an education? Take a look at how mothers did--
Deeds
Childhood education baby money is hard, our education is home of hydropower-based, in children 3 years old, kindergarten, my dad and child detail on the use of life education: baby wash we asked her to save water. Why should we save water? Because every wasted drop, is a waste of my mother\'s hard work to earn money, so that baby will have money--a concept is MOM and dad go out and work hard every day to earn the money back, when they need everyone to save.
Parents in front of the children cannot waste, such as our dining out without much order, because many dishes do not eat out, is a waste, if cannot finish Pack to take home, hot eating with you the next day; baby eat no leftovers sth Details of such education, makes babies today understand the importance of money in the economy and society. ——Dingdongley
Comments of experts:
These forms allow children to have a preliminary concept of money is a good practice, in particular, MOM and Dad can deeds, leading by example will give children greater impact. Saving and waste is a virtue.
Experience-oriented education
My FQ education be manifested as 3 of the following specific action:
1. let the children know and contact the money. For example: take out my wallet to all RMB, almost 3 years of non-non-understanding of the various denominations of different notes. To understand the face value of the maximum of $ 100, then know $ 10 and $ 1 notes. Also allows non-not the sort of play from big to small, awareness and understanding of digital and color of the game.
2. make good use of time to visit the supermarket. When visiting the supermarket, I will try to give non-non-$ 5, and told his mother with a 5 Yuan, and let non-non-us to buy something like. Once took a $ 58 non-non-excavation, I asked him to go pay to, results of a salesperson\'s aunt smiles and said to him: \"baby, you have so little money, the excavators to buy less!\" Non-non-wet blanket away. Then discovered he liked \"cool yy\", then took a bottle of walking at the checkout. Not only has this non-buy yogurt, aunt and pay him $ 3 a silver coin and 3 dimes, non-non-happy will the rest of the money in their pockets.
3. through forms of the game so that the baby is earning. For example, I will never tires of telling the baby, how long did I work today, in exchange for money. Then the baby complete one thing, I also give the appropriate \"remuneration\". ——yufeier079890
Comments of experts:
The practices of parents of the baby directly involved in the identification of money, the actual experience in the supermarket shopping and earning and experience the relationship between money and work, are directly the involvement of children in person, and experienced, can imagine baby\'s awareness and ability in FQ is stronger.
Learn to plan spending
Ying ying from two years old, you know that the mother not to make money. Because I usually am frugal, never money, so subtle influence of the daughter. Go to the supermarket to buy things at a time, she never shouted as some children do not buy food, but very obedient with me around. You buy things at a time looking for change, after we got home in a piggy bank, this habit her daughter has been maintained. Wait until after a certain number, you can buy some children like toys or children\'s books. In this way, Ying ying was brought up to know that money is important but also very fond of saving money, never spending a penny.
The mall to buy things, natural and ultimately, bargain this process. Daughter is a very small some impatience, but later was used to it. I want to buy things at a time, before I speak, Ying ying is active: \"cheap points. \"Make me and people who sell a laugh. Sometimes daughter alone when playing at home, also inadvertently directed a seller and I \"price war\". \"How much does this cost? \"\" 2 \"\" cheaper, I buy one. \"\" 1 dollar. \"\" Well, I bought. \"Although is was not revealed, but I don\'t think finance and daughter is a very small charge. A legendary supernatural Pearl in ancient China--dream Ying
Comments of experts:
FQ, I think one very important aspect is how you plan to spend money, piggy is a very simple
Opportunities for giving children free money
We do them ye favorite coin rocking cars sitting in the Park, each time you go to, is to sit on a few times, if not implemented \"coercive measures\", she will not easily leave. Just one day, my shopping home, shutting a dollars \' worth of coins in a table, was playing little ye see, she excitedly exclaimed: \"this is the sitting swing car money. \"So, I on take this to she told has some on money of problem:\" baby, money is mother worked hard work earned to of, mother need with it to baby buy like of book, and delicious of things, and fun of toys, but, it is is limited of, such as baby Shang Park sat swing car of when if does not obedient, to it spent light has, mother on no money buy other things has, know did? \"Small ye seem to quite understand nodded. , I consciously have babies trying to independently use the money. Then when in the Park, I will give two coins in the pocket of the baby and told her: \"this is the sitting swing money, babies can, if you run out of money in his pocket, we\'re going and rocking cars goodbye, go home! \"This really is working, two coins out, baby go away on their own initiative. --Wei Yan
Comments of experts:
Baby on the things I like, eat, play, use, and are hoping to maximize meet, small ye baby case in a lot of children who have embodied. Little ye mother way: and children well in advance, and give the money to him, his dominant self, this is good, and other mothers experience!
Expert recommendations
To cultivate baby FQ, will be picked up since childhood, from small things around. Development of a scientific FQ education plan is also very important.
A. Make yourself a financial literacy of parents (will make money, finance, plans to spend money, moderate), and lead by example, subtle influence to children.
II. Use of intravenous drip of daily life, teach children some knowledge and skill. For example games, let the child know coin, and learn to identify let babies understand things around the value, not to destroy these things breaking.
Financing small links
Currently banks were optimistic about the child\'s card-issuing market. Such as the lunar new year card issued by China Construction Bank, ICBC Peony young issued cards are targeted to preschool children in primary and secondary students in school and bank cards, its main purpose is to train children\'s financial awareness and helps children take care of lucky money and pocket money. Children\'s cards generally have no annual fee, a special credits, offers initiatives integral transfer, cardholders also have the opportunity to participate in organized, specialized banks for various special activities for children and adolescents, and to obtain parental, nursery, education, careers and information services, and other aspects of financial management.
Transfers from the maternal and child of the world
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