1. consumption expenditure on children: for now, to children\'s health, this expenditure is not province, but as the child grew, and the money put into them is reduced. But at the same time that you used in children\'s education on expenditure is increased accordingly, you should be conducted in early planning, save for their children a certain degree of education funding.
2. insurance premiums, costs of keeping a car monthly is basically fixed, you can consider the telephone charges, cost of living and be effective control on the electricity, gas and fees. According to the current circumstances, expenses at about $ 4,900 per month, you can daily overhead costs of their monthly income as a family, the husband\'s monthly salary around $ 1700, plus $ 300, $ 2000 per month to the Bank handling demand automatically flushing time business, this year there will be about $ 22,000. The funds available for investments for the coming year.
3. the second year, it is recommended that you select a lower risk, more stable-yielding Government bonds, corporate bonds and other investments, investment earnings not only stable, has the characteristics of the liquid, but also can enjoy duty-free concession. At the same time, you can also focus on open-ended fund investment trend of varieties such as if the action properly, yields are also quite good.
4. you can wage balance of the year, as a second-year investment returns from imprest, on investment in a stable investments, to get higher than bank deposit rates of return on investment over the same period. After five years of this for your family to save $ 100,000 funding, can still be easy to achieve.
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